• Select a Product

    We offer FREE iQuotes in
    one of the following areas.
    Please select a service or
    call 1 (800) 352-9742

  • Medicare Coverage

    Selecting a Medicare health insurance plan can be easy. Request an iQuote from a representative today.

    REQUEST iQUOTE
  • Term Life Insurance

    You can protect the ones you love with term life insurance. Request an iQuote from a representative today.

    REQUEST iQUOTE
  • Long Term Care

    Preserve your independence & choices with long term care insurance. Request an iQuote from a representative today.

    REQUEST iQUOTE
Close

3 Types of People Who Need Life Insurance Too

No Comments

Tags: caregivers, life insurance, seniors

Don't be fooled by the photos of young families on life insurance ads.  There are lots of other people who need life insurance too!  Single mothers and fathers, caregivers and aging adults are all groups of people who can benefit from having a life insurance policy.  If that's you, read about why you should shop and compare life insurance rates to protect your loved ones.

Read More

No Increase in Medicare Part B Premiums for 2015

No Comments

Tags: Medicare, Medicare Part B, seniors

Good news for seniors.  No increase in Medicare Part B premiums (the part of Medicare that pays for doctor's services) for 2015.  The monthly premium and will be the same in 2015, CMS announced.  This is the third year in a row that rates have remained the same.  As Medicare Open Enrollment begins it is now easy to compare plans and potential costs for your Medicare health plan 2015.

Read More

Medicare Open Enrollment Period Coming Soon

No Comments

Tags: Medicare Advantage, Medicare open enrollment, Medicare Part D

Medicare open enrollment is coming soon. So if you have a Medicare Prescription drug plan or a Medicare Advantage plan - or want to join one - mark your calendar for October 15.  That is the date you can apply for a plan for 2015.  The new plans start Jan. 1, 2015. Your health may have changed, plan prices change and so can the coverage from co-pays to deductibles to which doctors are in the network.  When you compare Medicare plans you can be sure that you have the right fit for your health care needs. Here are three tips to compare Medicare plans during Medicare Open Enrollment.

Read More

Medicare Plan Mail? Open It!

No Comments

Tags: 2015, Advantage, drug, enrollment, Medicare, open, plan

If you have a Medicare Advantage plan or a Medicare Prescription Drug plan watch your mail.  You will be receiving very important information from your insurance company about what your plan will cost and cover in 2015.  Open it!  Don't set it aside because you may miss out on being able to change your plan for 2015.  Medicare's open enrollment period is October 15 - December 7.  That letter will tell you if you need to change plans for 2015.  It is smart to shop and compare Medicare plans during open enrollment to make sure you still have the right plan at the right price for you!

Read More

Medicare Prescription Drug Premiums Steady in 2015

No Comments

Tags: Medicare, Medicare open enrollment, Medicare Part D

Medicare Part D Prescription Drug plans, on average, will increase just a $1 per month in 2015 to $32.  But its important to remember that number is just an average, and some Medicare beneficiaries may see high rate increases in their plans for 2015, along with changes in the drug list that means it could cost them more to go to the pharmacy. That's why it is important to compare Medicare part D plans during Medicare Open enrollment that runs Oct. 15 - Dec. 7.

Read More

Make Medicare Plan Choices Easier

No Comments

Tags: Medicare, Medicare and turning 65, Medicare health plans

Many seniors find Medicare choices so confusing they stay in the wrong plan or a plan that costs too much, according to a new report from Kaiser Family Foundation.  They want information that is concise, digestible and an easy way to compare plans.  Longevity Alliance has published several booklets to help people navigate Medicare including Getting Ready for Medicare:  Avoid These 7 Traps and a guide to Why Medicare Supplement Plans increase.

Read More

4 Tips on Why Life Insurance Over 60 Can Be Important

No Comments

Tags: baby boomers, life insurance, senior life insurance, term life insurance

Too many people think that once the kids are out of the house they can drop their life insurance policy.  But what about your spouse?  What happens to their lifestyle and finances if something happens to you?  And if you are helping aging parents, who will pick up those costs?  Here are four tips on why life insurance for baby boomers makes sense.

Read More

When Term Life Insurance Expires: What Next?

No Comments

Tags: life insurance, senior life insurance, term life insurance

If you have a term life insurance policy you hopefully bought it with very specific time frame in mind.  For example,  a 20 year term life insurance policy to see you through raising your children; or a 30 year term life policy to coincide with your mortgage.

So now that term life insurance policy is close to expiring.  What’s the next step?

It all depends on your specific situation.

 

 

Read More

Tips for Seniors on When to Compare Insurance Costs

No Comments

Tags: long term care insurance, Medicare Part D, Medicare supplement plans, senior life insurance, term life insurance

We all know a medical checkup once a year is a smart step in the prevention of disease and medical conditions, especially as you get older.

But what about your insurance?

A yearly check up on your insurance can be a smart way to reduce your costs.  And, an annual review makes more sense for some types of insurance than others.

Here is a quick guide on annual reviews for insurance if you are over 50:

Read More

3 Tips for Keeping Retiree Health Care Costs Down

No Comments

Tags: Medicare advantage plans, Medicare health plans, Medicare Part D, Medicare supplement plans, Retiree health insurance, senior health insurance

Some good news for retirees about health care costs:  they have dropped about 8% since last year.

But wait before you celebrate. 

The cost is still a jaw dropping $220,000 for a 65 year old couple retiring this year, according to Fidelity Benefits Consulting.  That does not include costs associated with long term care.

Retiree health care is likely the largest expense you will face in retirement. 

Here are 3 tips for helping you control health care costs in retirement.

 

Read More

  Newer Posts 1 2