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Getting out of a Low Rated Medicare Advantage Plan

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If you find yourself in a low star rated Medicare Advantage plan you have a one-time to change plans.  Medicare recently sent letters to Medicare beneficiaries in plans rated less than 3 stars alerting them to their one-time opportunity to change plans.  If you received that letter from Medicare, what should you do?

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My Medicare Supplement Rate Increased. Now What?

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Tags: Medicare supplement, Medicare supplement plans, Medicare supplement rates

When your Medicare Supplement rate increases you have 5 options to consider.  What options you can consider depends a lot on your health since for most people switching Medicare supplement plans means you will have to pass health questions.  Make sure you understand how the Medicare supplement rates are set.  To understand your options compare Medicare supplement rates and underwriting with many companies.

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Seniors: Here’s Where Your Money Goes

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Tags: Medicare supplement plans, Retirement, retirement planning, seniors

The baby boomers have ushered in a different kind of retirement.  That’s good and bad when it comes to how they spend their money compared to previous generations.  A new report compares spending habits of today’s 65+ group compared to those 65+ 20 years ago.

What they found might surprise you – and make you wonder how you are spending your money in retirement.  And can you be smarter about some of your expenditures so you don't overpay?

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Act Fast if You are Unhappy with Your Medicare Advantage Plan

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Tags: Medicare advantage plans, Medicare supplement, Medigap Plans

Sometimes a Medicare Advantage plan just doesn’t fit right.  If you find yourself in that situation, you still have time to drop your plan.  The Medicare Advantage Disenrollment period is from January 1 through February 14.  Before you drop your Medicare Advantage plan make sure you know your options and if you want a Medicare Supplement plan make sure you can pass the meical underwriting questions first.

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Long Term Care Insurance Rates for Men Dropping

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Tags: long term care costs, long term care insurance, long-term care insurance

Long term care insurance rates for men are dropping, while couples will pay slighty more this year compared to last year.  Single women have seen the highest jump in long term care insurance rates this year compared to last year, according to a new report about long term care insurance rates.  It is important for consumers to shop and compare long term care insurance rates since rates and benefits vary widely among insurance companies.  Longevity Alliance Consumer Guide to Long Term Care Insurance provides tips on what to look for in a long term care insurance policy.

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Health and Safety Tips for Seniors in 2014

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Tags: Medicare, seniors

No better time than the beginning of a new year to take a look at ways you can save in the year ahead and take advantage of services that help you prevent costly insurance bills.

Let’s take a look at a couple easy ways for seniors to have a healthier and safer 2014:  driver safety classes; Medicare preventive services and new Medicare prescription drug plan mail order rules.

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Did You Pick the Wrong Medicare Advantage Plan?

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Tags: Medicare, Medicare advantage plans, Medicare supplement plans

Medicare’s open enrollment period for 2014 plans is over, but if you are feeling a bit of remorse about the plan you selected, you still have options.  For people who selected a Medicare Advantage plan during the annual enrollment period (AEP) you now have a limited time opportunity to disenroll from that plan.

What can you do about a Medicare Advantage plan that doesn’t fit?  Here are two special enrollment periods for people with Medicare Advantage plans.

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Some Medicare Advantage Members Can Still Switch Plans

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Tags: Advantage, Jersey, Medicare, Medicare advantage plans, New, Plans

The Medicare Annual Enrollment Period is over, but if you are one of the 300,000 Medicare Advantage members with a plan that does not renew in 2014, you still have time to select a Medicare plan. In New Jersey alone, there were over 40,000 Medicare Advantage members that need to find new plans for 2014.

If your Medicare Advantage plan is not renewing for 2014 or your area is no longer being served by the plan, you are eligible for a Special Election Period (SEP). And you can select a new plan even if you swittched during the AEP, but now think there is a better option available for you.

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Six Money Tips for Seniors Before Year-End

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Tags: long term care insurance, Medicare, Medicare Advantage, seniors

There are just weeks left in 2013, so it’s a good time for seniors to take a year end inventory of cost cutting tactics and financial planning before year end. Comparing your Medicare plan for 2014 might yield you hundreds or thousands of dollars in savings. Buying a long-term care insurance policy may make you eligible for a tax benefit. And four more tips to make the most of your money as you head into 2014.

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