• Select a Product

    We offer FREE iQuotes in
    one of the following areas.
    Please select a service or
    call 1 (800) 352-9742

  • Medicare Coverage

    Selecting a Medicare health insurance plan can be easy. Request an iQuote from a representative today.

    REQUEST iQUOTE
  • Term Life Insurance

    You can protect the ones you love with term life insurance. Request an iQuote from a representative today.

    REQUEST iQUOTE
  • Long Term Care

    Preserve your independence & choices with long term care insurance. Request an iQuote from a representative today.

    REQUEST iQUOTE
Close

New Year, New Medicare Deductible

No Comments

Tags: Medicare, Medicare deductibles 2016, Medicare supplement

When you head to the doctor or pharmacy for the first time this year don't be surprised when you have to pay for services from your Medicare plan.  New year, new Medicare deductible.  How much you pay and how frequently depends upon the type of plan that you have.  If you moved from a Medicare supplement plan F to a Plan G remember that you will be paying the first $166 in doctor/provider bills before your plan begins to pay.  Plan F - your plan pays the deductibles. Check your prescription drug plan too.  Even if you kept the same plan the deductible may have changed.

Read More

Know the Rules for Medicare Drug Plan Exceptions

No Comments

Tags: D, Medicare, Part

Know the rules to apply for an exception to your Medicare drug plan if you changed plan for 2016.  The Longevity Alliance Drug Exception Guide helps you understand the different types of exceptions and what forms to file for approve.  Remember, your doctor will need to assist you in filing for an exception to your Medicare plan drug coverage.

Read More

Medicare Premiums and Deductibles for 2016

No Comments

While many people with Medicare will find they pay the same amount every month for Part B in 2016, many others will find their monthly cost is higher - $121.80.  And everyone will find that their deductible for Part B will be higher at $166 .  For people with Medicare Supplement Plan F, which covers the deductible, you won't see a change.  But if you switched over to a Medicare Supplement Plan G or other plan that does not pay the deductible, remember you'll be paying the first $166 of the cost of services.

Read More

Don’t Just Renew Your Medicare Plan. Shopping Around Can Save Money

No Comments

Tags: Medicare Part D, open enrollment

Comparing Medicare prescription drug plans can save you money.  It's that simple.  The Medicare open enrollment period is the time to shop and compare plans (Oct. 15 - Dec. 7).  It is important to remember these plans are one year contracts which means the cost, the drug coverage, the co-pay, the deductible can all change from year to year.  Whether or not you want to change it is smart to make sure you know what prescriptions will cost you in 2016.

Read More

Is It Worth Switching Medicare Drug Plans?

No Comments

Tags: Medicare, Medicare open enrollment, Medicare Part D

The Medicare Annual Enrollment Period is upon us.  You’ll see ads on TV, online and in the newspaper and articles warning you to shop for plans now.  Should you?

Sometimes the amount of change is so small that you might decide to avoid the hassle of switching.  That’s smart too.

Because the tradeoff for a small amount of savings ( a couple dollars per month) may not be worth the hassle of filling out a new application, potentially changing pharmacies or mail order firms, and moving your prescriptions.  You know your pain point. The important thing is to know and understand how your plan is changing next year and whether it is still a good match for you. Where do you start?

Read More

Will You Be Paying Too Much for Your Part D Plan in 2016?

No Comments

Tags: Medicare, Medicare open enrollment, Medicare Part D

If you have a Medicare Part D plan from AARP, Humana or Cigna/Healthspring it is wise to shop and compare Medicare Part D plans for 2016. The plan may still be right for the prescriptions you are taking; however there may be another plan that can offer the same drug coverage for a lower monthly premium.  A recent analysis of drug plan premiums shows double digit increases (on average) for these plans.  Medicare Annual Enrollment period opens Thursday Oct. 15 and runs through Dec. 7 and is the time for people with Medicare to shop and compare Medicare drug plans for 2016.

Read More

   1 2 3 4 5 6 7 8 9 10