• Select a Product

    We offer FREE iQuotes in
    one of the following areas.
    Please select a service or
    call 1 (800) 352-9742

  • Medicare Coverage

    Selecting a Medicare health insurance plan can be easy. Request an iQuote from a representative today.

    REQUEST iQUOTE
  • Term Life Insurance

    You can protect the ones you love with term life insurance. Request an iQuote from a representative today.

    REQUEST iQUOTE
  • Long Term Care

    Preserve your independence & choices with long term care insurance. Request an iQuote from a representative today.

    REQUEST iQUOTE
Close

Long Term Care Costs Keep Increasing

No Comments

Tags: baby boomers, Long Term Care, long term care costs, long term care insurance

The cost of long term care continues to climb making it more important than ever that people plan for how they will pay for care when they need it.  Medicare does not pay for long term care. The cost of long term care depends upon where you are living so it is wise to look up the average costs in your area to determine how much financial protection you need.  Long term care insurance is one way to reduce financial risk in retirement.

Read More

Medicare Rates Home Health Agencies

No Comments

Tags: Long Term Care, Long-Term Care, Medicare

As more people want long term care in their home, the need for home health care agencies is increasing.  But unlike many other types of healthcare services there is no way to compare the quality of services.  Medicare took the first step by releasing a new 5-star comparison of 9000 home health care agencies. If you are looking for home health care services its a good place to start comparing your long term care choices for home health care..

Read More

Making Long Term Care Insurance More Affordable

No Comments

Tags: Long Term Care, long term care insurance

One way to make long term care insurance more affordable is to purchase a plan that grows at 3% per year rather than 5% per year.  For many people long term care insurance benefits that grow each year by 3% is affordable and can provide the protection their family needs for the future.  Always compare long term care insurance policies among several companies as prices, benefits and underwriting differ at each company.

Read More

Costs of Long Term Care Continue to Rise

No Comments

Tags: Long Term Care, long term care costs, long term care insurance

As long term care costs continue to rise the younger generation watches what is happening to their parents and grandparents and say they will plan for the future.  The annual average cost of nursing home care has reached $91,250 and assisted living is $43,200. Costs for care at home are rising more slowly with a home health aide at $20 per hour.  The Genworth Cost of Long Term Care study underscores why it is important to plan for long term care and shop carefully for long term care insurance. Longevity Alliance offers a Consumer's Guide to Long Term Care to assist people with understanding long term care insurance.

Read More

Long Term Care Insurance Deductions for 2015

No Comments

Tags: Long Term Care, long term care insurance, long-term care insurance

If you are thinking about buying a long term care insurance policy make sure you calculate in the potential tax deduction available to you each year.  The IRS just issued the tax deductibility guidelines for 2015.  The amount available is based on your age and medical expenses incurred for the year (if you are Medicare age, Medicare premiums count). Many states also offer a tax deduction or credit for people who buy long-term care insurance.

Read More

Family Caregivers May Not Be Your Long Term Care Solution

No Comments

Tags: baby boomers, caregivers, Long Term Care, long term care insurance

Family caregivers may be a disappearing breed.  As baby boomer live longer, with smaller families and higher levels of divorce, the family pool of who can provide care is shrinking. The caregiver ratio, a term coined by AARP, is the number of people in their 40s and 50s who are able to help care for those over 80. So baby boomers should take some time now to plan for long term care and figure out who will provide care or how they will pay for it and whether long term care insurance is an option.

Read More

Long Term Care Costs At Home Climb

No Comments

Tags: Long Term Care, long term care costs, long term care insurance

Long term care costs at home can be just as much as long term care costs in an assisted living facility.  And the cost of long term care continues to climb according to a new survey.  Long term care insurance can help pay for the costs.  But make sure that you compare several long term care insurance plans before you buy.  Here are three tips for buying long term care insurance.

Read More

Biggest Mistake You Can Make in Buying Long Term Care Insurance: Waiting

No Comments

Tags: Long Term Care, long term care insurance

Waiting until you are 65 to buy long term care insurance can be a big mistake.

Why?

 Because how healthy you are makes a big difference in the rate you pay or if you even qualify to apply.

The free Longevity Alliance Guide to Long Term Care Insurance provides information and tips on how to shop and compare long term care insurance plans. Call 1-800-352-9742 for a free copy of the Guide.

Read More

What Does Long Term Care Insurance Pay For?

No Comments

Tags: Long Term Care, long term care costs, long term care insurance

How much do long term care services cost?  For the woman who currently has the largest open long term care insurance claim the cost is $1.8 million and still rising.

While this is surely an extreme case, in total, long term care insurance companies paid $6.6 billion in benefits in 2012, according to the American Association for Long Term Care Insurance.  Those are payments that families are using to help support loved ones at home, in assisted living or nursing facilities.

How are people using their long term care insurance policies?  Over two-thirds (86%) of new claims began after 80 years old.  About one in four claims started when the policyholder was age 70 to 79.

Read More

  Newer Posts 1 2 3 4 5