The "Great Recession" is changing our view of home ownership and the types of neighborhood we want to live in retirement, according to new research from the Urban Land Institute (ULI).
If they are right, it has broad implications for the role of housing in retirement planning.
Two key predictions from the report, Housing in America, for the decade ahead:
* Home appreciation will slow considerably, to about 1 percent to 2 percent annually; and,
* The current U.S. homeownership rate, now at 67 percent (a decline from the record high of 69 percent at the height of the housing boom) will fall further, to about 62 percent.