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Double Digit Increases on Popular Medicare Drug Plans

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Tags: Medicare, Medicare Part D, seniors

Here is more evidence that it is smart to shop and compare Medicare plans during the upcoming Medicare Annual Enrollment Period (AEP). A new study of Part D rates for 2013 shows that if you have one of seven of the current top 10 Medicare prescription drug plans, you’ll see double digit increases in your monthly premium.

 Ouch! But there may be lower cost options if you take the time to shop and compare other Medicare plans during the 2013 Medicare Annual Enrollment Period.

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Long Term Care Costs Concern Californians

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Tags: Long Term Care, long term care insurance

Half of California voters say they are worried about needing long term care for a family member in the next two years and won’t be able to afford to pay for it.  The number of California voters who said the maximum amount of long term care they could pay for is three months increased to 73 percent from 66 percent. Almost half of voters surveyed said they didn’t even have enough money for one month of care for a family members.

The costs of long term care in California is high.

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What To Do When You Lose Retiree Health Insurance

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Tags: Medicare, Medicare advantage plans, Medicare supplement plans, Retiree health insurance, seniors

This is the time of year when companies review their employee health care plans and when an increasing number of retirees find that their retiree health insurance will no longer be available from the company.

Xerox just announced that beginning January 1, 2013 it will no longer provide health benefits to people who qualify for Medicare. In 2010, the company stopped providing a subsidy, but news reports say that about 20% of the 15,000 Medicare-eligible retirees still get their coverage through the company.  Earlier this month Goodyear Tire & Rubber Co. announced it would drop health care benefits for Medicare-eligible retirees at the end of 2012.

Here are three tips if you are looking to replace your retiree health insurance with a Medicare insurance plan.

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Medicare Plan Changes for 2013: 3 Tips on What to Look For

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Tags: Medicare, Medicare advantage plans, Medicare open enrollment, Medicare Part D

If you have a Medicare Advantage or a Medicare Part D plan, you will be receiving your Annual Notice of Change statement in the mail by Sept. 30. It will outline changes in your plan that go into effect Jan. 1, 2013.

Tempting as it may be to set is aside for later; read it now.  Here are 3 tips for what to look for in your Medicare health plan annual notice of change mailing.

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5 Things Retirees Dont Miss About Working

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Tags: Retirement, retirement planning

We spend our working life planning and saving for retirement.  But, when we get there we end up missing some  things about working life:  Mostly we miss the people, according to a new survey of retirees 55 to 75 years old.

But there are lots of things that make saying goodbye to the workplace worth it.  Here are 5 things retirees don't miss about the workplace.

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