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What’s the Sale of Target Pharmacies to CVS Mean for My Prescriptions

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Tags: Medicare, Medicare Part D, prescription

The sale of Target pharmacies to CVS may have you wondering if your Part D prescription drug plan will still work there.  No need to worry about that yet.  Target says there are no changes until the deal is done.  And then there will be a transition as CVS takes over the 1,660 pharmacies in Target stores. Watch for more updated news when the new Medicare Part D plan information for 2016 is announced October 1.

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Marketplace Plan at 65? Know Your Medicare Options

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Tags: marketplace and Medicare, Medicare, Medicare and turning 65

If you have a marketplace plan and are turning 65, can you keep it?  Probably.  But should you keep it? Probably not.  You need to understand the long-term financial impact.  There are penalties for not signing up for Medicare when you are first eligible.  And if you receive subsidies on your marketplace plan, they will longer be available. Experts recommend signing up for Medicare when turning 65 and dropping your marketplace coverage.

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Making Long Term Care Insurance More Affordable

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Tags: Long Term Care, long term care insurance

One way to make long term care insurance more affordable is to purchase a plan that grows at 3% per year rather than 5% per year.  For many people long term care insurance benefits that grow each year by 3% is affordable and can provide the protection their family needs for the future.  Always compare long term care insurance policies among several companies as prices, benefits and underwriting differ at each company.

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Dental Coverage for Retirees: Don't Look for Medicare to Cover Your Costs

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Tags: dental, insurance, Medicare, seniors

Medicare does not cover routine dental care and that leaves many retirees scrambling for dental insurance.  We find that dental insurance for many retirees is just not worth the cost.  The premiums are high, there are often one and two year waiting period for some of the more expensive benefits, and, the coverages tops out at $1000 or $1500.  This question and answer from Longevity Alliance provides tips on dental options for seniors.

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Turning 65 in September: Sign Up for Medicare

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Tags: Medicare, Medicare and turning 65

If you are turning 65 in September, you can now sign up for Medicare. June begins your 7 month initial enrollment period.  Miss it and you could face penalties for a lifetime. Remember, if you sign up for a Medicare Advantage plan or a Medicare prescription drug plan you will want to shop for a plan again in the Annual Enrollment Period to make sure you have the right Medicare plan for 2015.

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